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Welcome to the Association of Credit Management in Switzerland


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Credit Risk Managment - Code of Best Practice published





Swiss News

Ranking research, employing millennials, and trading crypto

Here are the stories we’ll be following the week of December 17, 2018. Monday Publish or perish? Science researchers, conscious of the need to secure top spots in rankings to win funding, often focus a lot of effort on citations and prestigious journals. Now the Swiss Science Council wants to use more qualitative aspects to judge the value of scientific work. Tuesday Switzerland boasts many of the world’s top multinationals, as well as a host of top business schools. But graduating millennials are unconvinced about sticking around: even if salaries and conditions are good, they want things like purpose and impact. Big Swiss businesses will have to adapt if they want to attract the best and brightest. Wednesday The crypto boom is far from over. On Wednesday, we look at how and why the SIX Group, which runs the Swiss stock exchange, is one of the international front-runners in a race to build a blockchain-style system that will allow for the coming wave ...

‘Being Swiss is an essential part of my identity’

Even as a child, François Schwalb, who was born in South Africa, was interested in his father’s homeland. Today the 30-year-old, who works in the fruit and vegetable industry, lives with his family and numerous animals. You weren’t born in Switzerland. Why are you Swiss? I was born in South Africa to a Swiss father in 1988. We lived in Switzerland when I was 7-9 years old. We also visited in 2008 and again in 2018. After the last trip with my wife and one-year-old son, we plan to visit family and friends in Switzerland at least every two years. What kind of relationship do you have with Switzerland? Being Swiss is an essential part of my identity, of how I see and understand myself, my parents and siblings. I’m very interested in many aspects of the country and read up a lot on a weekly basis – and the more I read, the more I love Switzerland. When did you start to feel Swiss? Why are you interested in Switzerland? Since I can remember, Switzerland has been part of our ...

Transport, terrorism, and dual-nationals

Almost every article published by contains a percentage, an age, an amount of money or some other figure. Here’s a round-up of the most interesting statistics to appear in the past week’s stories. Monday 4.6 million The number of vehicles in Switzerland, according to the Federal Statistical Office. With a population of around 8 million, this makes more than one car for every two inhabitants, and a hefty contribution to the environment; in 2016, transport (excluding international flights) accounted for 38% of Swiss carbon emissions.  Tuesday 2 Following a decision in Parliament, the question of cabinet ministers holding two (or more) passports was brought to a close, with politicians deciding that multiple nationalities is fine. The vote came after a debate last year in which some claimed that more than one nationality could lead to divided loyalties.  Wednesday 3 Terrorist gunman Cherif Chekatt killed three and injured 12 others when he opened fire at the ...

Switzerland after sundown

By day, photographer Dominic Büttner works with light to capture the best shots for his clients. By night, however, he seeks out darker corners, as his Dreamscapes project shows. Büttner, who works for various well-known Swiss companies and organisations, is until now the only photographer – along with his colleague Béatrice Devènes – to have twice take the official annual photo of the Swiss government. When the sun sets, Büttner moves onto other things. He seeks out “non-places”, places we don’t even notice during the day. In darkness, he sets up his equipment, hits the automatic button, and walks off into his own picture, lamp in hand. But of the photographer himself, all that we are left with is a ghost-like pair of boots. With these paintings of light, we are never sure if we are in a wonderful new land, or if we are in a nightmare. Casting shadows Büttner has also found dreamlike backdrops in Japan, Germany, and Italy. But his non-places are always that – non-places, ...

Where Swiss development aid meets migration

Controversial and currently on hold in Switzerland, the UN Migration Pact strives to help people live in peace and follow their dreams in their own countries. But many Swiss-supported projects already pursue these goals. Earlier this week the international community - but not Switzerland - formally adopted an international agreement in Morocco that promises a better, more coordinated approach to migration. The Swiss government said on Friday that it had instructed the Federal Department of Foreign Affairs to prepare, by the end of 2019, a simple federal decree enabling the Swiss parliament to decide whether or not Switzerland should sign the pact. The country already supports several key projects in the area of migration. It has formed five partnerships with Bosnia-Herzegovina, Kosovo, Nigeria, Serbia, Sri Lanka and Tunisia. The content of a migration partnership is flexible and varies from country to country, taking the particular context and the different interests of the ...


Short facts about us

The Association of Credit Management Switzerland counts more than 400 members and interested persons. We put our main efforts in building networks and exchanging knowledge between Credit Managers in Switzerland and beyond.


Currently there is a team of Credit Managers working on following projects :

If you would like to read more about our activities please to go to bullet point Activities in the table of contents to the left.