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Welcome to the Association of Credit Management in Switzerland


Latest News

November 14 - Swiss Credit Management Forum 2018 (Agenda, Register)


Credit Risk Managment - Code of Best Practice published





Swiss News

Global economic competitiveness stumbles in face of technology transformation

A major update to the World Economic Forum’s annual Global Competitiveness Index reveals that the global economy is ill-prepared for the transformation brought on by technology disruption.  While the United States comes the closest to the “competitive frontier” taking the top spot in the ranking, the WEF warns that government policies need to catch up to prevent rapid technological change from becoming a drag on competitiveness. Around three-quarters of economies lack sufficient innovation capabilities, impacting economic competitiveness according to the study. The annual Index, launched on Wednesday, assesses national competitiveness for 140 economies through the factors that determine an economy’s level of productivity including institutions, infrastructure, business dynamism among other areas. Evolving concept of competitiveness The Geneva-based WEF revamped the Index to reflect the changing nature of economic competitiveness in the age of rapid innovation and digital ...

The highs and lows of opening a safe drug injection centre

Switzerland’s pragmatic approach to dealing with drug addicts is often upheld as a model. Safe injection centres, which form part of Swiss policy, have existed in eight cities for over 30 years. Yet opening such facilities is fraught with difficulties, as the new Lausanne centre has shown.   At the reception desk at Lausanne’s new safe injection centre, sheets of aluminium foil, syringes, crack pipes and other drug paraphernalia are piled up in white plastic boxes.  The newly painted facility – white walls with splashes of lime green - comprises an “injection space” with four desks and chairs, an “inhalation space” for four around a circular metal table, a “sniff” room and a small health clinic with a bed.  Local councillor Oscar Tosato, one of the driving forces behind the three-year CHF4-million ($4 million) pilot project, said the centre, which opened on October 1, was the missing element in Lausanne’s portfolio of services for addicts. He is certain it will help problematic ...

The day UBS, the biggest Swiss bank, was saved

Swiss bank UBS fell victim to its high-risk strategy of expansion in the US market when the financial crisis erupted ten years ago. But the Swiss government and central bank’s plan to bail out UBS was not only successful, but profitable too. "We are not surprised by the development of the financial markets in recent weeks, but we have been surprised by the speed in which the crisis has deteriorated,” said the then Swiss president Pascal Couchepin. In his address to the media on October 16, 2008 Couchepin outlined the measures taken by the government and the Swiss National Bank (SNB) to rescue the largest Swiss bank.  The tension in the press room was palpable. After the grounding in 2001 of Swissair, a national icon, Switzerland was in danger of losing another flagship company.  This time, the consequences would have been far more dramatic. In Switzerland alone, the collapse of UBS would have threatened the savings of one million private customers and the current accounts of ...

Opportunity knocks for Switzerland in the US

US President Donald Trump prefers bilateral agreements to multilateral ones. For Switzerland, this signifies an opportunity – but also uncertainty. This week Switzerland’s top trade diplomat is travelling to Washington to hold talks about a possible free-trade agreement.  You can’t blame Trump for everything. EU politicians, US journalists and Chinese functionaries happily portray him as digging free trade’s grave – and it’s true that his wildly distributed punitive tariffs certainly make exchanges between countries harder.  Now, however, the drawbacks of Trump’s import-export dealings are becoming apparent: he agreed to sign a free-trade pact with Mexican President Enrique Peña Nieto in only 90 days, at the same time upending the North American Free Trade Agreement (NAFTA).  Trump the businessman, it turns out, doesn’t want to be a protectionist. But he has something against supraregional packages. Abbreviations such as NAFTA, WTO or TPP are anathema to him. As a result, ...

The Swiss hunt: collecting the reward for a year’s work

The strictly controlled hunting season is underway in Switzerland. Clare O’Dea is initiated into a ritual that draws tens of thousands of Swiss to the mountains with their rifles each autumn.   We are scrambling over loose rocks on the steep mountainside when a shot rings out. It is a quarter to eight on a pristine, sunny morning on the Euschels Pass, in the western part of the pre-Alps. Around us, the peaks create a natural amphitheatre for this most ancient of human dramas – the hunt. There is no time to stop. We are out in the open and must make it to the hiding place before the chamois arrive. I step with extra care, mindful of the story I heard the night before about the hunter who broke his leg when he slipped between two rocks. Hunting lore is full of cautionary tales. A short time later we reach a boulder the size of a minivan which will be our base and vantage point for the rest of the morning. My hunting guide is called Thomas. Fellow members of his hunting club, ...


Short facts about us

The Association of Credit Management Switzerland counts more than 400 members and interested persons. We put our main efforts in building networks and exchanging knowledge between Credit Managers in Switzerland and beyond.


Currently there is a team of Credit Managers working on following projects :

If you would like to read more about our activities please to go to bullet point Activities in the table of contents to the left.