Owning a Swiss bank account still evokes thoughts in many countries of dodgy dealings and hidden wealth. That’s even after decades of reform. It’s long been a crime in Switzerland to disclose information about money held in the nation’s banks. Not just balances, transactions and account numbers but even whether an individual is a customer. Pressure from foreign governments and some local groups concerned about crime, corruption and terrorism has prompted reforms. Yet many in and out of the country say these haven’t gone far enough. Others, including the finance industry, some politicians and voters, say perceptions abroad are out of date and Switzerland has already cleaned up its act. How secretive are Swiss banks these days? Article 47 of the Swiss Banking Act, dating from 1934, makes it a federal crime to divulge details on bank accounts even to Swiss authorities. Only if a client is already suspected of crimes such as tax evasion or money laundering must a bank report to officials.